Circle of L.I.F.E. Teen Programs

Secure Your Future with Essential Life Skills

Welcome to the Circle of L.I.F.E (Love, Identity, Finance, Emotions) for Teens—a must-have program designed to equip you with the critical life skills often missing from traditional education. Say goodbye to the pitfalls of trial and error and hello to a future where you’re fully prepared to succeed.

What You’ll Learn

Love: Navigate the complexities of love in all its forms—family, friends, and romantic relationships. Learn to set healthy boundaries, communicate effectively, and recognize healthy versus unhealthy interactions. Understanding love’s impact on your future relationships and decisions is crucial for building a balanced and fulfilling life.

Identity: Discover what identity truly means, including character, habits, body image, and personal style. Protect your physical, digital, and documented identity, and understand the significance of your signature and authorizations. Explore identity in relationships and potential liabilities. Grasping your identity helps you face future challenges with confidence and integrity.

Finance: Master the essentials of money management. Develop a solid financial mindset, understand debt, savings, taxes, and more to prepare for adulting. Equip yourself with tools to manage your finances wisely, ensuring a secure future right up to retirement.

Understanding superannuation and why starting young = SECURITY.

Navigating the maze of information and how to use the platforms to make your life easier.

Emotions: Decode your feelings and reactive emotions and understand their influence on all areas of life. Enhance your emotional awareness, identify triggers, and learn strategic tools to manage them. The bower of Mental and emotional health

Make informed decisions by comprehending the role of emotions in your choices. This awareness is key to navigating future challenges and maintaining emotional balance.

Why It Matters

  • Resilience: Build the strength to face life’s challenges and recover from setbacks with confidence.
  • Knowledge: Gain invaluable insights into crucial life skills that aren’t covered in school.
  • Resources: Access practical tools and strategies to manage your life effectively and independently.
  • Future Planning: Ensure a balanced and fulfilling future by mastering essential skills from adolescence to retirement.
  • Equity and Equality: Prevent coercion and control by understanding how love, identity, and emotions shape your future. Empower yourself with the knowledge to make independent, informed decisions.
  • Sharing is Caring: Creating a safe space to ask questions you can’t or won’t ask others. Preparing yourself for any unknowns

Why You Need This Program

Join the Circle of L.I.F.E and transform your future. This isn’t just another program—it’s a necessity for anyone looking to navigate life’s journey with wisdom and strength. Equip yourself with the skills to create a sustainable, successful future, and manage your life confidently without falling into the traps of trial and error or misleading guidance.

Parents: Secure your daughters’ futures by giving them the gift of preparedness. Help them build a strong foundation that will support them through all stages of life. Equip them with the tools they need to be resilient, knowledgeable, and independent.

Don’t leave your future to chance. Join us at the Circle of L.I.F.E and start your journey to becoming the best version of yourself today.

Teen Financial Wellness:
Avoiding Debt and Financial Hardship

Empowering a teen with the essential knowledge to navigate financial challenges and build a secure future will encourage generational change. Our program covers key aspects of understanding debt, financial hardship, and smart money management to prevent and mitigate the possibilities of hardship or coercion. Understand that in life we all encounter a shadow side to life’s challenges at some stage, however we aim to prevent and prepare our teens.

Key Topics Covered

  • Student Loans: Understand the impact of student loans and learn effective management strategies options and choices.
  • Credit Cards: Learn the risks of high-interest rates and the importance of paying more than the minimum. Knowing what many don’t teach
  • Personal Loans & BNPL Services: Discover the potential pitfalls of Buy Now, Pay Later services and personal loans. Resources and understanding of options available.
  • Income Instability: Prepare for the uncertainties of part-time jobs, the workforce, options and obligations and unexpected challenges to keep everyone (including ourselves) accountable..

Why It Matters

  • Financial Independence: Develop skills to forecast, save, and plan.
  • Credit Awareness: Learn how to build and maintain a good credit score. What it all means in any situation
  • Smart Borrowing: Understand loan terms and avoid high-interest debt traps. Understanding before you commit
  • Emergency Preparedness: Create an emergency fund to handle unforeseen expenses without relying on credit.

Additional Features

  • Interactive Workshops: Engage in hands-on activities and real-life scenarios to reinforce learning.
  • Expert Guidance: Learn from financial experts who can provide personalised advice and insights.
  • Peer Support: Connect with other teens to share experiences and strategies for managing money and life (participants from 2014)
  • Digital Resources: Access a wealth of online tools and resources to support your financial journey.

Benefits

  • Confidence: Equip your teen with the knowledge to make informed financial decisions.
  • Security: Help them build a solid financial foundation for the future.
  • Peace of Mind: Reduce financial stress and promote overall well-being.
  • Long-Term Success: Foster habits that will lead to financial stability and autonomy throughout life.

Equip your teen with the tools they need for financial success and independence. Join our Teen Financial Wellness program today and lay the foundation for a brighter financial future!