Your Future Reimagined
Empowering Women Toward Financial Independence
DIVA Financial educates women while providing financial services, Advocacy and negotiation, and financial education supporting women to regain control over their lives and young people to discover theirs.
DIVA Financial Supports Women To Rise Above Financial Coercion & Abuse
DIVA Financial is for ALL women. We do, however, have specialist experience supporting women who have endured financial abuse from a relationship partner, carer or family member. Financial abuse can also be inflicted by systemic organisational malpractice. These are acts that can be erroneous and difficult to combat and expose, given we are dealing with human behavior.
Financial abuse happens when an abuser takes away someone’s access to their money, uses money without consent and manipulates someone’s financial decisions to gain power and control. Or worse, to cover up their own mismanagement. Financial abuse victims also commonly suffer other types of physical or emotional abuse, often leaving victims feeling vulnerable, isolated and powerless.
How DIVA Financial Supports Women?
DIVA Financial believes LIFE begins with transparency and support, and no woman can navigate and resolve anything without the proper knowledge and team by her side. She can be left dealing with unknowns in the financial industry, government, and legislative systems battling economic and emotional independence and her rights.
DIVA Financial educates women while providing professional services to reach their desired outcomes and mutual resolve. Coaching gives you the confidence to tackle any future situation, giving you complete control, managing your finances, and preparing for a solid financial future.
We offer financial coaching & Advocacy, bookkeeping, and taxation services. We help women negotiate financial positions that empower them, not leave them vulnerable. Our Diva Brokers provide a separate service to obtain sustainable Finance aligned with the Right Lenders.
DIVA L.I.F.E. Blueprint: What Sets Us Apart
Our Story And Why We Care
Melissa founded DIVA based on her journey, which is not your usual fairy tale, Google, and it will never portray the truth, so she wrote a book or three. However, the main achievement that lights her up is nurturing three amazing adults into the world! As a Single parent, there was nothing she tenaciously did not overcome.
Mel had always been a champion for the “underdog” and found her niche to provide innovative and viable solutions for all involved in disputes and business. She worked in Male-dominated industries with Construction Corporations, Banks, Farm Debt Mediation, Liquidators & Receivers. All were resulting in amicable resolution for all concerned.
Life has a way of coming full circle as she shared her skills and ability to advocate for women left without options due to Coercion and abuse. DIVA (which means Goddess, not a Primadonna) was the ultimate challenge both in name and what the team stood for; Breaking a Cycle one generation at a time.
The Beginning of DIVA Financial
This experience led to setting up DIVA Financial, which brings together a team of experts offering a holistic perspective on financial management for women, throughout their lives, from the moment they can open bank accounts to retirement and beyond.
Your best defense is the confidence and knowledge that DIVA Financial instills in every client.
“We’ve seen the script played out repeatedly with no changes other than the character! So we help you rewrite your Blueprint to avoid the same outcomes.”
Our Commitment To You
DIVA Financial looks beyond just the numbers and not everything is Black & White in L.I.F.E! We listen to your situation and we listen to your needs while understanding how best to find a resolution.
We Take Time To Listen.
We seek to truly empathize. We take the time to thoroughly understand your situation and completely explain our services and advice. You’ll never feel rushed or pressured to meet our timeframes. That’s because we’ve been there.
Short Term And Long-Term Success.
In the shorter term, as you break away from your relationship, we help you successfully handle disputes. We also educate you to build a strong financial future for you and your children.
You’re The Hero.
You can do this. Our goal is to empower you toward long-term independence. We want you to learn to make the hard choices by yourself, and to make sure you and your children can confidently live a FUTURE REIMAGINED just the way you always wanted it to be, if not better!
Our Process And Fees
DIVA Financial is a for-profit, profit-for-purpose business.
While our clients are charged a fee for our services, we work uniquely to help you manage your money. We remove unnecessary costs and giving you options.
Every client (Diva) is unique, but they all fees support females facing adversity.
We arrange our fees around your situation and can defer fees until the time you win the financial challenges, secure government assistance or achieve paid work in adverse conditions.
Explore how we have helped hundreds of Aussies handle their social, financial and legal troubles in the most efficient and effective manner. It’s all about empowerment!
Our client was referred to Diva after she was faced with financial and emotional pressures, all whilst dealing with domestic abuse and facing life as a single parent.
Our client had a joint mortgage with her partner however it is the banks policy to place only one party as the Primary Contact – Which lead to almost losing house due to her partner not informing her of the current status due to him not making the mortgage payments.
You can have it all and then lose it instantly!
Divorced after 19 years of marriage, our client was a Director of a company in her husbands name. She placed her faith and trust in him only to be lied to about her “responsibilities’. as a Director, and was now left with considerable legal debts.
She did not have the control over her finances as she believed she did. Her partner was not 100% truthful and kept a lot from her.
Unbeknownst to her his business was failing however the first she heard of this was when the bank sent its first demand letter.
Got a Question?
Anything to do with finance is generally overwhelming and can be confusing. Life happens and we can find ourselves in unfamiliar territory. Or, we can find ourselves facing adversity or hardship and can’t see a way through. Nothing surprises us and there isn’t much we haven’t dealt with, so send your inquiry or make time to talk to us.
How do I know where to start if I am overwhelmed with my situation?
It begins with a conversation similar to catching up with an old friend; one step at a time. Every story is unique but there is always a solution.
What can I do if I can't afford a Lawyer and need to deal with a debt that isn't mine?
Our fees are negotiated with you and depend on your circumstances, which means that your situation may involve a recourse action that entitles you to compensative resolve relating to Advocacy work. All divisions have set rates and packages to suit your needs.
We have a team of lawyers we work with, we are your support.
Do you deal with financial divisions relating to Divorce?
We definitely do! As women we provide experienced based knowledge on how to understand ‘split’ financial procedures. Preparing you for the unknowns you face.
Can you help me with Tax and when my partner has used my details?
Yes, confidential and practical guidance is provided in this situation. We will support you to clear up the matter and regain your identity. We are starting by removing the fear of talking to authorities to protect your assets.
Do you provide guidance about mortgages as well?
Yes, we do! We educate you about the best home loans, mortgages and the process of securing them. We also give credible refinancing advice to pay out your current home loan and take out a new loan through either your existing lender or through a different lender.
Join Our Community
Get to know hundreds of Divas around you, standing strong, making huge progress and supporting their loved ones despite all odds. Hear their stories, share yours and get inspired!
What People Are Saying About DIVA
“Melissa Cuturich has been one of the wonders of my life. Melissa had the tolerance, time and knowledge of how to help me to help myself. Calmly she will offer you the tools to build confidence, accomplish your dreams and transform your existence, no matter how hard the situation may be.”
Paula Duncan, AM.
What People Are Saying About DIVA
“If you need Melissa’s help you may have become a non-believer in humanity and goodwill. Melissa has plenty of both. Melissa is familiar with the sometimes insurmountable odd we sometimes face and her guidance and resourcefulness allows you to tackle the first hurdles of getting back on your feet.”
What People Are Saying About DIVA
“Melissa is good at her job. It was great dealing with a female who understood my situation. Her guidance through the process made a huge difference taking away the stress and giving me the confidence to speak out. I will recommend her.”